Railbed
Card payment processor for high-risk businesses that settles to your crypto wallet
- #1 in Payments and billing
- Payments and billing
- Finance
- Usage-based, from 0.9%
- Launched 29 Oct 2026
Picture 1 of 1: Railbed social image
About
Railbed is a payment processor for online businesses that mainstream processors restrict or refuse, such as supplements, adult content, iGaming, gambling, CBD and dating. Customers pay by card on a normal checkout page. Each sale converts to USDC and settles directly to a wallet you control on the Polygon network, so Railbed never holds your money.
You can publish a hosted checkout page, share a payment link, or connect your existing store through Shopify, WooCommerce or the API. Smart Routing reads each buyer's location, IP, browser and card details, then sends them to the on-ramp provider most likely to approve with the fewest ID checks and lowest fees. Payments settle as USDC immediately after they clear, with a signed webhook delivered to your server.
There is no underwriting, credit check, reserve or balance held back. Railbed charges a monthly Pro Membership at $49 per month. You can go live in under a minute, and past payment processor shutdowns or MATCH listings don't disqualify you.
Railbed removes the held balance entirely by settling card payments directly to your own crypto wallet as USDC, rather than holding funds that can be frozen. This eliminates the core risk for high-risk merchants: mainstream processors can disable payments and hold balances for months, but with Railbed, once a payment settles to your wallet, it's yours.
- Problem
- Mainstream payment processors freeze accounts and hold balances for months when they discover restricted business categories like supplements, adult content or iGaming. Merchants face account closures, industry blocklists and no recourse.
- Solution
- Railbed converts card payments to USDC and settles them directly to your wallet, so there is no balance for anyone to hold, freeze or reverse. No underwriting or credit checks required.
Updated 2d ago · Plans on the maker's site
Facts
- Launch type
- Free launch, badge required
- Domain
- railbed.com, not verified
- Launch week
- Week 45 · Nov 2–8
- Pricing
- Usage-based, from 0.9%From the maker's site, checked 29 Oct 2026
- Built for
- FoundersSmall businessesEnterprises
- Maker
- mattSince Oct 2026 · 1 product
Updates
Launched on What’s New Today
Free launch for week 45.
Alternatives
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